What are the Most Common Causes of Car Accidents? - BST Insurance

October 23, 2018 by Chris Bibey


Even if you’re a safe driver, there’s always a chance you could be part of a car accident. While you do your best to protect against this, there’s no way of knowing what you’ll encounter when you get behind the wheel.

Understanding the most common causes of car accidents can help you avoid trouble on the road. Here are five causes to protect against at all costs:

1. Distracted Driving

Distracted driving is a huge problem, as this means you aren’t paying attention to the road ahead and the vehicles around you.

In theory, it’s easy to prevent distracted driving, however, it’s something that continues to plague many people. From texting to eating, from conversing with passengers to changing the radio station, there are many distractions that can come to light.

2. Impaired Driving

There is no excuse for driving under the influence of alcohol or drugs. Not only is it against the law, but it greatly increases the risk of an accident.

The best way to prevent impaired driving is to avoid your vehicle if you’ve been drinking. There’s always another way to reach your destination.

3. Speeding

When you hit the open road you may be tempted to exceed the speed limit. Everyone does this every now and again, but you don’t want to make it a habit.

If you need to accelerate to pass a truck that’s all over the road, so be it (as long as you do so safely). However, if you’re speeding for the fun of it or to race another car, think twice about what you’re doing. It’s against the law and it puts your safety at risk.

4. Bad Weather

You never know when the weather will take a turn for the worse. One second it’s sunny, but the next the rain begins to pour. One second it’s dry, but the next the snow begins to fall.

There will be times when you have no choice but to drive in bad weather. Changing your style, such as slowing down and leaving more following space, will enhance your safety.

5. Traffic

In a perfect world, you’d never find yourself driving in heavy traffic. Unfortunately, this isn’t the way things work. There will be times, especially during rush hour, where traffic is heavy and you need to be alert of everything happening around you.

Final Thoughts

With so many potential causes of a car accident, there is no time to relax when driving.

While you never want to be involved in a crash, a comprehensive insurance policy can give you peace of mind.

If you’re in the market for coverage or want to make a change, don’t wait to contact us. We can help you find a policy that suits your every need.