Canadian Cannabis Insurance

Coverage available for licensed growers, retailers and dispensaries in Ontario.

Full coverage is available now for cannabis related operations in Ontario.

With the Canadian cannabis industry growing month over month and by 2020 expected to reach over 6 Billion dollars, more people than ever before are in search of the right insurance coverage.

At BST Insurance, we’re skilled at helping licensed producers, retailers, dispensaries and all medical marijuana-related businesses secure a comprehensive and affordable insurance policy.

Just the same as other types of insurance, cannabis coverage should be customized to your specific business based on your products, services, location, and inventory among other details.

We have assisted the following types of businesses in purchasing a cannabis insurance policy:

•    Processing operations
•    Medical marijuana dispensaries
•    Recreational marijuana dispensaries
•    Industry consultants
•    Property owners leasing to marijuana related businesses
•    Medical marijuana clinics
•    Medical marijuana physicians
•    Research and Clinical Trials
•    Growing Facilities


Custom Coverage for Your Business

Cannabis insurance is not a one-size-fits-all purchase. It’s critical to purchase coverage that suits the exact requirements of your business.

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Here’s a brief overview of the most common types of coverage:

1. Property Coverage

In addition to protection against the typical risks associated with commercial property, we can also help you purchase specialized coverage designed to match the needs of your business. Options include but are not limited to:

•    Inventory
•    Supplies
•    Equipment
•    Stock in transit to you and/or your customer

What works for one organization may not work for another, so it’s critical to understand the many types of property coverage that’s available.

2. Liability Coverage

In the cannabis industry, there’s nothing more important than liability coverage. In addition to protecting yourself against accidents on your property, it can also cover you in the event of consumption related illness or injury.

Customize your insurance policy with the following types of liability coverage:

•    General liability
•    Products liability
•    Public liability
•    Tenants legal liability
•    Contractual liability
•    Product recall
•    Premises reliability
•    Errors and Ommissions
•    Company officers liability

Maybe you’re only interested in one or two of these types of coverage. Or maybe all of them are right for your company. Either way, it’s good to know you can customize a policy to meet your specific liability coverage requirements.

3. Landlord Coverage

It’s not always simple to buy landlord coverage. Here’s why: traditional insurance companies don’t offer coverage to landlords who lease property to a cannabis-related business.

If you lease a commercial building or property to any type of marijuana business, it’s critical to carry protection to cover their operation.

There are insurance companies that offer landlord coverage, but not all of them do. This makes the selection process a bit more complicated.

Get insurance that’s designed for the cannabis industry. BST Insurance can help you find the best insurance coverage that you need! Learn how.

Trust BST Insurance With Your Cannabis Insurance Needs

There’s a lot that goes into purchasing cannabis insurance, so you need a professional on your side.

Let the professionals at BST Insurance guide you from start to finish. Contact us online or via phone Ken Murphy at 905-427-4338 X110.


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