Insurance packages designed specifically for florists.

Affordable florist packages include cover for spoilage, equipment breakdown and business interruption.

Flower shop owners have great responsibility! There will always be birthdays, anniversaries and holidays to celebrate in addition, offering compassion during a time of grief. You are entrusted to ensure your products and certainly your service, is top notch. It is a rewarding accomplishment when customers are happy with arrangements and in most cases, put a smile on the faces of many individuals who are grateful.

As such, having the right insurance coverage package is especially important to protect your business interests. Although we cannot foresee whether an unfortunate claim event may occur, the insurance specialists at BST can assist with putting together an insurance package unique to your Flower Shop Business needs. Let us provide you with peace of mind so you can focus your efforts on your customers arrangements.

What are the common business risks?

  • Auto accidents involving business-owned vehicles (or even vehicles your employees own, but use for business purposes)
  • Cyber threats and access to customer information
  • Lawsuits
  • Slips and falls
  • Equipment failure (what happens if your refrigeration system goes down for a day and you lose a significant portion of your inventory?)
  • Weather events (like snow, ice or hail)
  • Vandalism
  • Theft

This is only the beginning to the insurance coverages that Ontario florists and flower shops need to consider. 

Finding the best insurance policy, and figuring out the types of coverage needed to protect your business, can be confusing and time consuming. However, the right insurance protection is still critical to the success of your business.  

You need an Insurance Broker that understands your industry, the common risks, and how best to protect you and your business.  

To get started on your customized solution, contact one of our Licensed Brokers and we’ll get to work right away.

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Have one of our Brokers contact you.

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