A special type of insurance for Auto service & repair businesses
Essential coverage to protect your customers vehicles while they are in your "care custody and control"
The garage auto policy on Ontario known as OAP4 is absolutley essential for business working on automobiles. Did you know your customers auto policy OAP1 excludes damage caused by a garage while their vehicle is being worked on? A Garage Auto policy is designed to meet this need, it provides coverage for non-owned autos and can be expanded to included owned automobiles as well.
Typical operations covered by Garage Auto
Coverage features and benefits
Speak to one of our commercial brokers for more details.
What is the difference between general liability and garage liability?
Garage liability insurance focuses only on accidents that happen in the garage. You should get general liability insurance covering third-party bodily injury and property damage beyond the garage if you want to have more comprehensive coverage.
What is a garage keepers policy?
A garage keepers policy protects if a vehicle is damaged by fire, theft, vandalism or collision, especially when the customers' vehicles are in a covered location for parking or storing.
Can I insure my garage separately?
Yes, you can insure your garage separately, especially when they are detached from your home. Fortunately, there are available insurance premiums in the market today that will cover your garage if you badly need it.
Have one of our Brokers contact you.